.smlhdng{
      font-weight: bold;
      font-family: Garamond, serif;
      font-size: 22px;
    }
    ul {
      list-style-type: disc; /* for first level */
    }

    ul ul {
      list-style-type: circle; /* for second level */
    }

    .txtdiv{
      text-align: justify;
      text-justify: inter-word;
      background-color: #fefbf3;
    }

    .paras{
      font-size: 20px;
      text-align: justify;
      line-height: 1.6;
      font-family: Garamond, serif ;
    }